What do I need to bring to an appointment?

All lenders have different policies in the way they make their decisions and depending on the lender, the amount informtion requested can differ.

Home Loans applications

These are the common requests from lenders.
  • Your last two Pay Slips
  • A current Family Tax Benefit Income Statement if you have dependant children.
  • Your Drivers Licence
  • Latest 90 days savings transacton account statement showing salary credit to your account

For Self employed applicants, instead of Pay Slips

  • Your last two years Personal Tax returns
  • Tax assessment notices
  • Last Two years Company, Partnership or Trust returns if applicable.

 

Additional information that may be requested, please bring to the appointment if available.

 

  • Your Lastest PAYG Summary/s
  • Latest Credit Card Statement/s
  • Rates Notice for properties owned

 

When Purchasing a Property

 

Please bring the following as well

 

  • A current bank statement covering 90 Days showing the funds you have to contribute towards the purchase.
  • A Purchase contract (if avaiable at the time)
  • Conveyancer/Solictor details
  • Real Estate agent details
  • or Vendors details for private sale

 

When Refinancing just your current mortgage.

 

Please bring the following

  • Latest Mortgage statement covering a period of 6 months, no older than 4 weeks from the last tranaction.  Hint: You may need to log onto your internet banking and print off you latest transactions.
  • Current Rates notice

 

When Refinancing your current mortgage and consolidating debt.

 

Please bring the following if applicable

  • Latest Mortgage statement covering a period of 6 months, no older than 4 weeks from the last tranaction.  Hint: You may need to log onto your internet banking and print off you latest transactions.
  • Current Rates notice
  • Last 3 Credit Card statements for Cards being refinanced.
  • A 3 month statement for Personal loans being refinanced.
  • A 3 month statement for Vehicle loans being refinanced.
  • A 3 month statemet for any otjer debts being refinanced.

 

Online Enquiry
Name
Phone
Email
Enquiry
* Required fields

x close