Phone
1300 881 579
03 5831 4544
0421 332 233
Email
simon@gvfinancebrokers.com.au
Address
100 Fryers St Shepparton Vic 3630
SHEPPARTON · GOULBURN VALLEY · REGIONAL VICTORIA
More than 20 years of local lending experience, a wide panel of lenders, and a hand-reviewed check of your loan every year after you settle.
GV Finance Brokers is a privately owned finance brokerage located in Victoria and serving Australia.
| YOUR LOCAL FINANCE PARTNER We work with dozens of lenders to provide a wide range of finance options for home loans, first home buyers, construction, mortgage refinancing, and investors. With 24 years of broking experience and over a thousand satisfied clients, we partner closely with you to find the most suitable finance solution. Our team is here to help every step of the way. |  |
| 20+ Years of local lending | 1,000+ Satisfied clients | 5.0 ★ From 49 Google reviews | 15 yrs MFAA member |
Local Mortgage Brokers in Shepparton for Every Stage of Your Property JourneyGV Finance Brokers is a team of local mortgage brokers in Shepparton who have spent more than two decades helping people across the Goulburn Valley buy, build, refinance and get on top of their finances. Whether it's your first home or your fifth property, we'll explain your options plainly and do the legwork for you. | Why Use A Mortgage Broker Instead Of Your Bank?When you walk into a bank, you're offered that bank's loans and nothing else. A mortgage broker works differently. We compare options across a panel of lenders, including the big four, regional banks, credit unions and specialist lenders, to find loans that may suit your situation. You also get one point of contact from start to finish. We gather your documents, explain your choices in plain language, deal with the lender and keep things moving through to settlement. If the lender has questions, we handle them for you. |
INDUSTRY RECOGNITION
Recognised by industry bodies and lenders for our service to regional Victorian borrowers, while we continue to compare loans across our full lender panel.
| ✓ MFAA(Mortgage & Finance Association of Australia) Member for 15 Years | ★ Finalist - Best Regional Broker VIC/TAS, The Adviser Better Business Awards 2023 | ★ nMB Medallion Club 2024 | ★ CommBank Platinum Broker 2025/26 |
two Decades In The Local MarketWe've guided clients through rising and falling rates, changing lender rules and shifting local property values. Many came to us for their first home and still call us when it's time to upgrade, invest or refinance. | Knowledge For Small And Complex LoansSome loans are simple. Some aren't. We regularly structure construction loans with progress payments (funds released in stages as your home is built), loans for self-employed borrowers with irregular income, bridging finance when you're buying before you sell, and debt consolidation. We'll explain how each option works before you commit. | A Hand-Reviewed Loan Check Every YearOur care doesn't stop at settlement. Every year, we personally review each client's loan to check it still fits their needs and remains competitive. If something has changed, in your life or in the market, we'll talk it through with you. It's ongoing support many lenders and brokers don't offer. |
 Home Loans Whether you're buying, upgrading or investing, our home loan brokers compare options across a wide range of lenders, not just the big four. We'll explain features like fixed, variable and offset accounts (the everyday bank account linked to home loan that reduces the interest amount you are charged) so you can choose with confidence. |  First Home BuyersBuying your first home can feel overwhelming. Our first home buyer support takes you through each step, from saving a deposit to understanding the government schemes you may be eligible for. |  RefinancingIf your loan is a few years old, it may no longer suit your needs. A refinancing review checks whether your current loan still stacks up and what a switch could involve. |  Construction LoansBuilding a home involves progress payments, valuations and close coordination with your builder. We arrange construction loans for land-plus-build packages and knock-down rebuilds. |
 Bridging LoansFound your next home before selling your current one? A bridging loan can help cover the gap, and we'll explain how it works and the risks involved before you decide. |  Debt ConsolidationJuggling credit cards, car loans and personal loans can be stressful. We can help you explore home loan consolidation to combine repayments into one, with an honest look at the costs. |  Cash OutYour home's equity could help fund renovations, an investment or your business. A home loan cash out lets you access that equity, and we'll guide you through lender requirements. |  Personal LoansFor a car, wedding, holiday or other personal expense, we arrange personal loans with secured and unsecured options to suit your situation. |
 Who we helpWe work with clients of all ages, from a 22-year-old buying their first place to retirees tidying up their finances.
|  Areas we coverShepparton is home, but we help clients across regional Victoria and Melbourne's north:
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From Free Consultation to Settlement, and Beyond
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5.0 ★★★★★ from 49 Google reviews
Book Your Free Mortgage Consultation in SheppartonTalk to GV Finance Brokers, your local broker who's been helping Goulburn Valley families for more than 20 years. Whether you're buying your first home, building, refinancing or looking to simplify your debts, we'll take the time to understand your situation and explain your options. Meet us in Shepparton, or chat by phone or video if that suits you better. Honest guidance from people who know the local market and will still be looking after your loan long after settlement. |
| “ with two decades of experience in the finance broking industry, we take the time and care to discuss and recommend the most appropriate finance solution for you. |
| ⌂ VISIT OR MEET US Our office is located centrally in Shepparton, and we see clients by appointment in the surrounding area. We also have the ability to see clients in Melbourne and travel regularly in the area to consult current and future clients. |
Home Loans & Investment Loans:
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Why use a broker instead of going straight to my bank? | Your bank can only offer its own products. A broker can compare loans from a panel of lenders and manage the paperwork, giving you more choice and a single point of contact. |
What looks unfavourable on bank statements for a mortgage? | Lenders look for regular gambling transactions, frequent overdrawn balances or dishonour fees, missed bill or loan repayments, large unexplained deposits, and spending that doesn't match the living expenses you've declared. None of these automatically rules you out, but they can raise questions. We can review your statements with you before you apply. |
What should you not do before applying for a mortgage? | Try not to apply for new credit cards or loans, change jobs if you can avoid it, make large purchases on credit, miss bill payments or move money around without a paper trail. Small changes in the months before you apply can affect how a lender sees your application. |
Can I get a mortgage if I'm self-employed? | Yes. Many lenders accept self-employed borrowers, usually with one year of tax returns and financial statements. Some lenders offer alternative documentation options for newer businesses. Requirements vary, so the choice of lender matters. |
Can I get a mortgage if I've just started a new job? | Some lenders will consider you once you've passed probation, and some may accept you sooner, particularly if you've stayed in the same industry. Casual and contract workers may need a longer work history. We can help you find lenders that may suit your situation. |
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