Phone
1300 881 579
03 5831 4544
0421 332 233
Email
simon@gvfinancebrokers.com.au
Address
100 Fryers St Shepparton Vic 3630
More than 20 years of local lending experience, a wide panel of lenders, and a hand-reviewed check of your loan every year after you settle.
GV Finance Brokers is a privately owned finance brokerage located in Victoria and serving Australia.
We work with dozens of lenders to provide a wide range of finance options for home loans, first home buyers, construction, mortgage refinancing, and investors.
With 24 years of broking experience and over a thousand satisfied clients, we partner closely with you to find the most suitable finance solution. Our team is here to help every step of the way.
GV Finance Brokers is a team of local mortgage brokers in Shepparton who have spent more than two decades helping people across the Goulburn Valley buy, build, refinance and get on top of their finances. Whether it's your first home or your fifth property, we'll explain your options plainly and do the legwork for you.
When you walk into a bank, you're offered that bank's loans and nothing else. A mortgage broker works differently. We compare options across a panel of lenders, including the big four, regional banks, credit unions and specialist lenders, to find loans that may suit your situation.
You also get one point of contact from start to finish. We gather your documents, explain your choices in plain language, deal with the lender and keep things moving through to settlement. If the lender has questions, we handle them for you.
Recognised by industry bodies and lenders for our service to regional Victorian borrowers, while we continue to compare loans across our full lender panel.
MFAA(Mortgage & Finance Association of Australia) Member for 15 Years
Finalist - Best Regional Broker VIC/TAS, The Adviser Better Business Awards 2023
nMB Medallion Club 2024
CommBank Platinum Broker 2025/26
two Decades In The Local Market | Knowledge For Small And Complex Loans | A Hand-Reviewed Loan Check Every Year |
| We've guided clients through rising and falling rates, changing lender rules and shifting local property values. Many came to us for their first home and still call us when it's time to upgrade, invest or refinance. | Some loans are simple. Some aren't. We regularly structure construction loans with progress payments (funds released in stages as your home is built), loans for self-employed borrowers with irregular income, bridging finance when you're buying before you sell, and debt consolidation. We'll explain how each option works before you commit. | Our care doesn't stop at settlement. Every year, we personally review each client's loan to check it still fits their needs and remains competitive. If something has changed, in your life or in the market, we'll talk it through with you. It's ongoing support many lenders and brokers don't offer. |
Home Loans Whether you're buying, upgrading or investing, our home loan brokers compare options across a wide range of lenders, not just the big four. We'll explain features like fixed, variable and offset accounts (the everyday bank account linked to home loan that reduces the interest amount you are charged) so you can choose with confidence. | First Home BuyersBuying your first home can feel overwhelming. Our first home buyer support takes you through each step, from saving a deposit to understanding the government schemes you may be eligible for. | RefinancingIf your loan is a few years old, it may no longer suit your needs. A refinancing review checks whether your current loan still stacks up and what a switch could involve. | Construction LoansBuilding a home involves progress payments, valuations and close coordination with your builder. We arrange construction loans for land-plus-build packages and knock-down rebuilds. |
Bridging LoansFound your next home before selling your current one? A bridging loan can help cover the gap, and we'll explain how it works and the risks involved before you decide. | Debt ConsolidationJuggling credit cards, car loans and personal loans can be stressful. We can help you explore home loan consolidation to combine repayments into one, with an honest look at the costs. | Cash OutYour home's equity could help fund renovations, an investment or your business. A home loan cash out lets you access that equity, and we'll guide you through lender requirements. | Personal LoansFor a car, wedding, holiday or other personal expense, we arrange personal loans with secured and unsecured options to suit your situation. |
We work with clients of all ages, from a 22-year-old buying their first place to retirees tidying up their finances.
First home buyers: We break down deposits, borrowing power and government schemes so the process feels manageable.
People building a home: We coordinate with your builder and lender so progress payments are released on time at each stage.
Self-employed and business owners: We know which lenders understand business financials and irregular income.
Homeowners with multiple debts: We offer an honest, judgement-free conversation about whether consolidating could help, including the costs.
Shepparton is home, but we help clients across regional Victoria and Melbourne's north:
Shepparton and the Goulburn Valley: Mooroopna, Kialla, Tatura, Kyabram, Euroa, Nagambie, Benalla and Rochester.
North to the Murray: Numurkah, Nathalia, Cobram, Echuca, Yarrawonga and Strathmerton.
Melbourne's northern growth corridor: Kilmore, Seymour, Craigieburn, Sunbury, Wallan, Beveridge, Mickleham and Mernda.
Free mortgage consultation: We meet in person in Shepparton, or by phone or video, to understand your goals and finances.
We compare your options: We research lenders and explain the loans that may suit you, including costs and features.
We handle the application: We prepare and lodge your application and liaise with the lender through to settlement.
We stay in touch: Your loan gets a hand-reviewed check every year so it keeps working for you.
Talk to GV Finance Brokers, your local broker who's been helping Goulburn Valley families for more than 20 years. Whether you're buying your first home, building, refinancing or looking to simplify your debts, we'll take the time to understand your situation and explain your options.
Meet us in Shepparton, or chat by phone or video if that suits you better. Honest guidance from people who know the local market and will still be looking after your loan long after settlement.
Our office is located centrally in Shepparton, and we see clients by appointment in the surrounding area. We also have the ability to see clients in Melbourne and travel regularly in the area to consult current and future clients.
Home Loans & Investment Loans:
| Car Loans & Personal Loans:
| Business Loans & Commercial Loans:
| Insurance
|
Your bank can only offer its own products. A broker can compare loans from a panel of lenders and manage the paperwork, giving you more choice and a single point of contact.
Lenders look for regular gambling transactions, frequent overdrawn balances or dishonour fees, missed bill or loan repayments, large unexplained deposits, and spending that doesn't match the living expenses you've declared. None of these automatically rules you out, but they can raise questions. We can review your statements with you before you apply.
Try not to apply for new credit cards or loans, change jobs if you can avoid it, make large purchases on credit, miss bill payments or move money around without a paper trail. Small changes in the months before you apply can affect how a lender sees your application.
Yes. Many lenders accept self-employed borrowers, usually with one year of tax returns and financial statements. Some lenders offer alternative documentation options for newer businesses. Requirements vary, so the choice of lender matters.
Some lenders will consider you once you've passed probation, and some may accept you sooner, particularly if you've stayed in the same industry. Casual and contract workers may need a longer work history. We can help you find lenders that may suit your situation.
 |  |  |  |  |  |  |  |  |